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Recent Insights
Guide: Planning for a longer life: Wellbeing tips and financial management strategies
Average life expectancies have increased significantly in recent years. While this is good news, it could present challenges for your health and your finances. This practical guide looks at some of the wellbeing steps you might take so you can enjoy your later years and key considerations when you’re creating a long-term financial plan.
Investment market update: June 2025
While the effect of trade uncertainty on investment markets eased in June, tensions in the Middle East worsened and led to volatility. Find out what else may have affected your investment portfolio recently.
5 valuable reasons to consult a solicitor when writing your will
Using AI or taking a DIY approach to writing your will could mean your assets aren’t distributed in a way that aligns with your wishes. Discover some of the key reasons why working with a solicitor could be valuable, from minimising mistakes to reflecting your financial plan.
6 fantastic reasons to consider a sabbatical
Young workers are more likely to take a career break than any other generation, and it might be something you could learn from them. If you’re considering taking a sabbatical, discover six fantastic benefits.
How to prepare your loved ones for the “great wealth transfer”
It’s estimated that globally more than £13 trillion will be transferred between generations by 2030. The “great wealth transfer” could provide your family with opportunities and financial security. However, with research suggesting 70% of affluent families lose their wealth within a generation, you may want to look beyond assets when creating a plan.
Why you don’t need to experience a financial shock to benefit from a safety net
A financial safety net can be incredibly valuable when you face an unexpected event. However, the wellbeing benefits can go beyond that by offering you peace of mind even when your plans are on track.
How emotional decision-making could harm your outlook in retirement
Retirement is a milestone that’s associated with a lot of emotions. From excitement to fear, these emotions may affect your financial decisions, which could have long-term implications. Read about three ways emotions might influence you, and how to reduce their effect.
Guide: What the Back to the Future ripple effect could teach you about financial planning
40 years ago, Back to the Future delighted cinema-goers and the “ripple effect” the characters experience could provide a valuable lesson when creating a financial plan – even small actions you take now may have a large effect on your future. Find out other insights you could pick up from Marty McFly and Doc Brown in this useful guide.
Investment market update: May 2025
While many regional markets recovered some of the losses they experienced in April in May 2025, uncertainty may still be affecting the performance of your investments. Read about some of the key factors that influenced the investment market recently.
Simple mental exercises to keep your brain sharp
If maintaining your health as you get older is one of your top priorities, it’s important to include mental workouts in your exercise regime as well as physical activity. Discover 10 simple mental exercises that will keep your brain sharp.
How to use the “gifting from income” rule to reduce your estate’s Inheritance Tax bill
Gifting from your surplus income is an often-overlooked estate planning option that could help reduce the amount of Inheritance Tax your family pays on your death.
Should you choose a Cash or Stocks and Shares Junior ISA for your child?
A Junior ISA (JISA) can provide an effective way to build a nest egg for your child. One important question for parents to consider is whether to save or invest using a JISA. Find out what you need to know about Cash and Stocks and Shares JISAs and read questions that could help you decide which option is right for your needs.
Guide: Top tips to help you avoid financial scams after the M&S data breach
Read our brand-new guide filled with key information, tips and insights to keep you safe from financial fraud
4 steps that could recession-proof your retirement
Instead of worrying about economic slowdown, it may be worth taking steps to protect yourself. Read to discover four ways to recession-proof your retirement.
The mortgage essentials you need to know when downsizing
Around 15% of homeowners are considering downsizing in the next five years. If you’re among them and currently have a mortgage, understanding the amount of equity you hold and whether porting a mortgage could be right for you might be important.
Investment market update: April 2025
As tariffs continued to cause market uncertainty in April 2025, your investments may have experienced volatility. Find out what happened and other factors that may have affected your portfolio.
7 English vineyards and wineries to visit this summer
English Wine Week aims to encourage more people to discover and enjoy English wines. So, it’s the perfect reason to visit some of the best vineyards and wineries around the country this summer.
5 Nordic lifestyle trends that could improve your wellbeing
Nordic countries are consistently ranked among the happiest nations in the world. So, if you want to improve your wellbeing, you might want to embrace some of these lifestyle trends and make them part of your day-to-day routine.
Lenders could ease “stress test” rule. Here’s why it may mean you can borrow more
Reports suggest the Financial Conduct Authority could ease its “stress test” rules, which are designed to assess if mortgage borrowers could continue to meet repayments if interest rates rise. Here’s what it could mean for those seeking a mortgage.
Essential estate planning steps that could protect young family members
Creating an estate plan can be difficult in any circumstances, but it might be particularly challenging if you have a young family member to consider. If you do, naming a guardian in your will and using a trust to pass on assets to them could be valuable.